By Haul Handbook editorial team· Updated Sep 27, 2026
What South Dakota requires
These are the state-level rules attached to South Dakota intrastate operating authority. A field reading "Not confirmed" means this guide has not confirmed that value. The note explains the gap; unknown is not evidence of absence.
- Liability minimum
- Chapter 32-9 sets no liability minimum for the commercial motor vehicle certificate itself. The one published intrastate dollar minimum attaches to oversize and overweight permits: ARSD 70:03:01:11 requires permit applicants to carry public liability insurance of at least 100,000 dollars per person, 300,000 dollars per accident, and 100,000 dollars property damage, or to qualify as a self-insurer under SDCL 32-35-90. Interstate minimums follow 49 CFR 387 through the federal safety regulations.
Minimum liability by operation type
Review the operation-specific scope and source notes before relying on a coverage amount.
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The federal minimums, for contrast
Federal financial-responsibility requirements depend on the operation, vehicle and commodity. Review the rows and exclusions in 49 CFR Part 387 (property carriers 387.303, brokers and freight forwarders 387.307, endorsements 387.15), as displayed on FMCSA's insurance filing requirements page; the filing mechanics live in our BMC-91 and BMC-34 insurance filings guide.
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Where insurance fits in the South Dakota launch
Coverage sits early in the sequence: the federal filing sequence needs your insurer's proof of coverage on file before authority activates, and the state rules above attach to the credential covered on the South Dakota intrastate authority page. For the full order of operations, work through start a trucking company in South Dakota.