By Haul Handbook editorial team· Updated Oct 4, 2026
What New Hampshire requires
These are the state-level rules attached to New Hampshire intrastate operating authority. A field reading "Not confirmed" means this guide has not confirmed that value. The note explains the gap; unknown is not evidence of absence.
- Liability minimum
- New Hampshire sets no liability minimum of its own for intrastate carriers of non-hazardous property. Saf-C 908.01 applies the 49 CFR 387 minimums only to carriers in interstate commerce and, for hazardous materials, to interstate and intrastate carriers alike under 49 CFR 387.9. A purely intrastate general freight carrier therefore has no state-set floor.
- Cargo minimum
- RSA 359-T:8 requires a household goods carrier to file and keep in force a certificate of insurance in such form and reasonable amount as the department may require to protect the owners of the property carried. The statute sets no dollar figure and none appears on the DMV Household Goods Carriers page, so no amount is recorded.
Minimum liability by operation type
Review the operation-specific scope and source notes before relying on a coverage amount.
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The federal minimums, for contrast
Federal financial-responsibility requirements depend on the operation, vehicle and commodity. Review the rows and exclusions in 49 CFR Part 387 (property carriers 387.303, brokers and freight forwarders 387.307, endorsements 387.15), as displayed on FMCSA's insurance filing requirements page; the filing mechanics live in our BMC-91 and BMC-34 insurance filings guide.
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Where insurance fits in the New Hampshire launch
Coverage sits early in the sequence: the federal filing sequence needs your insurer's proof of coverage on file before authority activates, and the state rules above attach to the credential covered on the New Hampshire intrastate authority page. For the full order of operations, work through start a trucking company in New Hampshire.