Does Nebraska set its own trucking insurance minimums?

The stored record does not mark a difference from the federal minimums. Review the applicable operation and source notes before using a coverage amount.

Do federal insurance minimums still apply to a Nebraska carrier?

Federal insurance requirements depend on the vehicle, commodity and operation. Review the federal table and its cited regulation alongside the applicable state requirements; state location alone does not settle coverage or filing scope.

What insurance does a new Nebraska carrier line up first?

Review the liability, cargo and filing requirements for your operation before comparing coverage. The source notes identify the stored state and federal scope; insurer and contractual requirements need their own check.

Where do these figures come from?

The tables show stored amounts with their recorded sources. A field marked "Not confirmed" is a verification gap. Review its note; that label does not establish that the agency publishes no amount or that no requirement applies.

Nebraska Trucking Insurance Requirements (2026)

By Haul Handbook editorial team· Updated Sep 27, 2026

What Nebraska requires

These are the state-level rules attached to Nebraska intrastate operating authority. A field reading "Not confirmed" means this guide has not confirmed that value. The note explains the gap; unknown is not evidence of absence.

Liability minimum: Nebraska sets no state liability minimum for general freight carriers. Neb. Rev. Stat. 75-363 adopts 49 CFR part 387 (minimum levels of financial responsibility) as Nebraska law and applies the adopted regulations to motor carriers transporting persons or property in intrastate commerce with vehicles over 10,000 pounds, and the State Patrol's applicability chart marks part 387 as applying to intrastate CDL and non-CDL property vehicles; no separate state dollar amount or Commission filing exists for property carriers. The state dollar minimums that do exist are the Commission's: 750,000 dollars for household goods movers and 500,000 to 5,000,000 dollars for passenger carriers by seating capacity.
Cargo minimum: No cargo minimum applies to general freight carriers.
Differs from federal: No

Minimum liability by operation type

Review the operation-specific scope and source notes before relying on a coverage amount.

Nebraska minimum liability coverage by operation type
Operation type	Minimum liability	Notes
Household goods mover (Commission license)	$750,000	Plus cargo insurance of at least 5,000 dollars.
Passenger carrier, 16 or more seats	$5,000,000	Rated seating capacity as originally manufactured or as currently modified; plus uninsured and underinsured motorist coverage of 100,000 dollars per person and 300,000 dollars per accident (Rule 006.02).
Passenger carrier, 8 to 15 seats	$1,500,000
Passenger carrier, 7 or fewer seats	$500,000

Scroll sideways to see every column.

Who files the proof of insurance

The rows identify stored proof-of-coverage filings. Confirm which filing applies to your authority and who submits it before requesting a form.

Liability proof: Form E (surety bond: Form G)
Household goods cargo: Form H (surety bond: Form J)
Cancellation: Form K (surety bond: Form L)

Commission filings only (household goods movers and passenger carriers). Coverage must be continuous, cancellable on 30 days written notice to the Commission; term policies are not accepted.

The federal minimums, for contrast

Federal financial-responsibility requirements depend on the operation, vehicle and commodity. Review the rows and exclusions in 49 CFR Part 387 (property carriers 387.303, brokers and freight forwarders 387.307, endorsements 387.15), as displayed on FMCSA's insurance filing requirements page; the filing mechanics live in our BMC-91 and BMC-34 insurance filings guide.

Federal minimum public liability levels by operation (49 CFR Part 387)
Operation	Vehicle	Liability minimum
For-hire property carrier, non-hazardous	GVWR under 10,001 lb	$300,000
For-hire property carrier, non-hazardous (general freight)	GVWR 10,001 lb or more	$750,000
For-hire carrier of certain hazardous materials	Any	$1,000,000
For-hire and private carriers of explosives, poison gas, or radioactive materials	Any	$5,000,000
For-hire carrier of household goods	GVWR 10,001 lb or more	$750,000
For-hire carrier of passengers	15 or fewer passengers	$1,500,000
For-hire carrier of passengers	16 or more passengers	$5,000,000
Broker of property or household goods	None	None
Freight forwarder of property	None	None
Freight forwarder of household goods	None	None

Scroll sideways to see every column.

Where insurance fits in the Nebraska launch

Coverage sits early in the sequence: the federal filing sequence needs your insurer's proof of coverage on file before authority activates, and the state rules above attach to the credential covered on the Nebraska intrastate authority page. For the full order of operations, work through start a trucking company in Nebraska.