By Haul Handbook editorial team· Updated Oct 5, 2026
What Delaware requires
These are the state-level rules attached to Delaware intrastate operating authority. A field reading "Not confirmed" means this guide has not confirmed that value. The note explains the gap; unknown is not evidence of absence.
- Liability minimum
- Delaware sets no separate intrastate truck liability floor of its own. Section 4702(a) adopts 49 CFR Part 387 (minimum levels of financial responsibility) as Delaware law, and no section of 21 Del. C. ch. 47 amends Part 387. No dollar figure is recorded here because the Delaware sources do not restate one and whether Part 387 reaches a particular intrastate operation depends on that Part's own applicability rules; the federal schedule is on the national insurance page. Passenger public carriers are different: 2 Del. C. 1802(p) requires $1,000,000 for death, bodily injury and property damage plus $1,000,000 uninsured and underinsured coverage, with lower limits for taxicab owners running no more than 2 cabs.
Minimum liability by operation type
Review the operation-specific scope and source notes before relying on a coverage amount.
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The federal minimums, for contrast
Federal financial-responsibility requirements depend on the operation, vehicle and commodity. Review the rows and exclusions in 49 CFR Part 387 (property carriers 387.303, brokers and freight forwarders 387.307, endorsements 387.15), as displayed on FMCSA's insurance filing requirements page; the filing mechanics live in our BMC-91 and BMC-34 insurance filings guide.
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Where insurance fits in the Delaware launch
Coverage sits early in the sequence: the federal filing sequence needs your insurer's proof of coverage on file before authority activates, and the state rules above attach to the credential covered on the Delaware intrastate authority page. For the full order of operations, work through start a trucking company in Delaware.