Does Alaska set its own trucking insurance minimums?

The stored record marks state and federal minimums as different. Review the operation-specific rows and source notes; the difference does not establish one amount for every carrier.

Do federal insurance minimums still apply to an Alaska carrier?

Federal insurance requirements depend on the vehicle, commodity and operation. Review the federal table and its cited regulation alongside the applicable state requirements; state location alone does not settle coverage or filing scope.

What insurance does a new Alaska carrier line up first?

Review the liability, cargo and filing requirements for your operation before comparing coverage. The source notes identify the stored state and federal scope; insurer and contractual requirements need their own check.

Where do these figures come from?

The tables show stored amounts with their recorded sources. A field marked "Not confirmed" is a verification gap. Review its note; that label does not establish that the agency publishes no amount or that no requirement applies.

Alaska Trucking Insurance Requirements (2026)

By Haul Handbook editorial team· Updated Oct 4, 2026

What Alaska requires

These are the state-level rules attached to Alaska intrastate operating authority. A field reading "Not confirmed" means this guide has not confirmed that value. The note explains the gap; unknown is not evidence of absence.

Liability minimum: No single figure, by design: Alaska states its intrastate minimum as split limits, not one figure. 17 AAC 25.210(b)(1) rewrites the lead-in of 49 CFR 387.9 so that carriers operating only in Alaska in intrastate commerce meet the minimums in AS 19.10.300 instead of the federal table, which are $200,000 for property damage in a single occurrence and $500,000 for bodily injury or death in a single occurrence. The exception is a carrier described in item (2) of the federal schedule (bulk hazardous substances and the other listed high-hazard loads), which must meet the federal $5,000,000.
Cargo minimum: AS 19.10.300(a) sets property damage and bodily injury minimums only; no cargo figure appears in the statute or in 17 AAC 25.210.
Differs from federal: Yes

Minimum liability by operation type

Review the operation-specific scope and source notes before relying on a coverage amount.

Alaska minimum liability coverage by operation type
Operation type	Minimum liability
Intrastate carrier of passengers or freight for hire in a commercial motor vehicle (over 26,000 lb GVWR or GCWR, or more than 15 passengers), freight carried for commercial purposes, or a vehicle rented or leased to another to carry freight: property damage per occurrence	$200,000
Same classes: bodily injury or death per occurrence	$500,000
Intrastate carrier described in item (2) of the 49 CFR 387.9 schedule (bulk hazardous substances, bulk Division 1.1, 1.2 or 1.3 explosives, and the other listed high-hazard loads), GVWR 10,001 lb or more	$5,000,000

Scroll sideways to see every column.

Who files the proof of insurance

The rows identify stored proof-of-coverage filings. Confirm which filing applies to your authority and who submits it before requesting a form.

Liability proof: AS 19.10.300(b): evidence of the required security is filed with the Department of Transportation and Public Facilities and may be an insurance policy or certificate from an acceptable insurer, a surety bond, approved self-insurance, or other approved security.
Cancellation: AS 19.10.300(d): a policy, bond or other security may not be canceled on less than 30 days' written notice to the department, measured from the day the department receives the notice, and the policy or endorsement must say so.

No state form number (an E-form or equivalent) is named in AS 19.10.300 or 17 AAC 25, and the division pages read this pass describe no filing procedure. AS 19.10.300(e) requires the driver to carry proof of insurance (an insurer card with a claims phone number and the insurer's name and address, a self-insurance certificate, or a copy of the surety bond), and 17 AAC 25.210(c) lets an officer stop a vehicle whose driver cannot show proof.

The federal minimums, for contrast

Federal financial-responsibility requirements depend on the operation, vehicle and commodity. Review the rows and exclusions in 49 CFR Part 387 (property carriers 387.303, brokers and freight forwarders 387.307, endorsements 387.15), as displayed on FMCSA's insurance filing requirements page; the filing mechanics live in our BMC-91 and BMC-34 insurance filings guide.

Federal minimum public liability levels by operation (49 CFR Part 387)
Operation	Vehicle	Liability minimum
For-hire property carrier, non-hazardous	GVWR under 10,001 lb	$300,000
For-hire property carrier, non-hazardous (general freight)	GVWR 10,001 lb or more	$750,000
For-hire carrier of certain hazardous materials	Any	$1,000,000
For-hire and private carriers of explosives, poison gas, or radioactive materials	Any	$5,000,000
For-hire carrier of household goods	GVWR 10,001 lb or more	$750,000
For-hire carrier of passengers	15 or fewer passengers	$1,500,000
For-hire carrier of passengers	16 or more passengers	$5,000,000
Broker of property or household goods	None	None
Freight forwarder of property	None	None
Freight forwarder of household goods	None	None

Scroll sideways to see every column.

Where insurance fits in the Alaska launch

Coverage sits early in the sequence: the federal filing sequence needs your insurer's proof of coverage on file before authority activates, and the state rules above attach to the credential covered on the Alaska intrastate authority page. For the full order of operations, work through start a trucking company in Alaska.